Some prepaid cards do allow you to load with a credit card, but there is usually a fee involved. The American Express Serve is one example, but your credit card company could treat it as a cash advance and charge fees as well. I am looking for a prepaid card to send to my 13 year old son.
I am hoping to find one with a small monthly fee with no cost for purchases. He lives in a different city than I do, and he would be using it mostly for in store purchases. If I could find one that lets me track his account, that would be preferable. Thank you in advance for all your advice. Rushcard is the best card if you ask me and you now can even cash checks onto it, and reload at Walmart for free now.
I owe money to PayPal Pre-Paid Master Card under some unfortunate circumstances and would like to open another account that uses Meta-Bank as a provider but I am worried that they will take all my funds and use them to pay the PayPal negative balance.
Does anyone know if this will happen? I really need a prepaid debit card immediately but cannot pay PayPal the funds i owe then at the moment and need a debt card in order to survive! Adam, you can get another debit card no problem. Just pick out the one you want and go through the standard procedure. That card will have nothing to do with the other card. I have several cards.
When I have a big problem or debt with one I simply abandon it and continue using the other ones. Been doing that for years. You can open the same card again if you use a different email and address. Lots of people have the same name. You can even open a new PainPal account if you need to using a different card and info that matches the card. Lot of ways you can beat these crooks at their own game. I need a card that i can reload on my end while my family member has it in another town. How can i load the money online or other without having the card in my hand?
Thanks Shawn. Shawn, you can reload prepaid cards online via a transfer from a bank account. Shawn, there are cards that can be reloaded without having the physical card. If you take some time to read about them or ask that question on ehow. They charge high fees for every reload and a dollar for for every purchase. So not the best card value wise. But might work out for your specific needs. I would Google that question first and ask ehow to see what other cards have those options.
Please stop saying prepaid credit card. There is no such thing as prepaying a credit card. I have the Money Card from Walmart. How about American Express prepaid reloadable card?
Pam, yes you can. The American Express Serve, listed above, is a great option for online purchases. I have a virtual prepaid card, which is only for online purchases. Unfortunately, for a long time I do not use it. It is associated with the fact that when I do my shopping on the Internet often have no choice of payment using the card. Only on google play I can buy some apps for my smartphone. The best prepaid card that I have found so far is Paypal.
You can go to paypal-prepaid. But you can link it too your Paypal account and transfer funds back and forth. You can also have your paychecks, tax returns, etc direct deposit to the card and get it up too 2 days early. Please i wanna get prepaid card to my mummy and will are not the same state which one is good that i can add my own account to it please help me out friend. I have inheritance money due to me i cannot fine a bank who would accepts me what is the money amount limits a prepaid card holds my funds is coming from abroad and tell me would a prepaid accept international transfer i need a good reliable and trust worthy card that would accept my millions of dollars.
Charles, prepaid cards do have a routing number, which is used when you set up direct deposit. Also, the PayPal prepaid card can be used to transfer money to and from your paypal account.
Am from Ghana-west Africa and very soon will be having my masters abroad probably Australia, Norway or Poland, I need a prepaid card with virtually no fees to keep my money on without losing my little school money to card charges…any help…?? Hey Rob!
Can you recommend a card for me? Reloading about 50 dollars in one time every month plus another in one time every month. Can you help me out?? Angelle, how will you be loading the money? Electronic Transfer? Also, while you can get prepaid cards that waive the monthly fee, it typically requires that you load more onto the card than what you plan to do. Perhaps that will work for you. Question I have a friend who is wanting to sign up. I see all the fees and its waived if she has an auto transfer.
Your missing Amex Bluebird. Its like Amex Serve but it has absolutely no fees at all. Refill at any hour of the day or night at Walmart. Hi, I was wondering if I get a prepaid card and it was stolen with money left on it, is that money lost? Elise, you should call the prepaid card company immediately. They can cancel the card and issue you a new one. I need to find a prepaid credit card or debit card for my disabled son who has limited funds — and one that will not allow him to spend money that is NOT on the card — only the loadable money.
I know he has a paypal account and I read something here about being able to do something like this with paypal. Is this a good option or do you have any other suggestions?
Thank you. There is a PayPal prepaid card, but it does have fees. I am going to be in charge of my brothers inheritance and am looking for a way to be able to give him his monthly amount. I would like to be able to transfer the funds from the account to the card through my computer. Like no atm withdraws or no restaurants? Hello, My parents in law will come over to the US for a month and would like to have their own card.
I would like to deposit money on it and they use it until they run out of funds. I do not care if it is a Debit or Credit card. Is there any card that I can do just that with no or very limited fees? David, the cards on this page generally have low fees. That said, the Amex Serve card might be a good option for them. When you tell them you want your service to end, they just ignore it, and continue charging your credit card anyway. It seems like nearly all of them are like that.
I get very angry when they do that. I want to get a prepaid card for my son, without enrolling in direct deposit , where he can have cash available limited to whatever I or he deposit , but without having to be paying fees to reload.
I personally like the Serve card from Amex. It has a subaccount feature which allows you to have multiple cards on one account and designate money to the card holder I use it for my two teenagers and I can see which one of them is spending money and on what.
I have a shop on Etsy and with it are monthly fees for which I have to provide a credit card account so they can bill me.
I am currently using our household account, but wish to discontinue and purge our household account of all monies related to this endeavour. I opened a separate bank account and have income directed there. With the account I have a related debit card. I tried using the debit card to cover the monthly charges but it declined and suspended my Etsy shop account.
I am curious about this because typically I can run my household debit card as a credit without using the pin. I was wondering if there is a prepaid card of some type that would suffice for this setup. But if unable to use my own debit card related to the checking account, how would a prepaid debit card be any difference? Can you help me sort this out? It has the Debit MC symbol shown. However, but I think I have found a solution through the account billing options within Etsy, I hope.
Thank you for your input. Please do you have credit cards so that people from Cameroon can register and get access to the card? I have a question.
The only time that you ate charged a ATM fee no matter what is outside of your home country that PayPal has listed as the country as part of the address they have on file for you. Otherwise there are no monthly fees, which is actually rare, even with most banks now. Banks usually wave the monthly fee if you have a D. PayPal does not have a fee at all. Otherwise,use an ATM in the moneypass network and you wont pay any fees. Said your new card is in the mail. Well, they only asked for a physical address.
So Beware, if you only a POBox ,find another address to use. Kendra, most of the cards do not charge a transaction fee. Which prepaid debit card do you recommend: Chime or Movo? Two questions 1. Can you deposit personal or business checks on any of these cards? Example sometimes my grandmother sends me checks in the mail for holidays etc.
And twice a year I cosign at a big sale and am paid via check 2. What about the Blue Bird Card? I want a dept card with no transfer fees. I only use this card for billing online ording desposit money. Help me my first card. A d if i go to a US Bank i can witdrawl my money for no fee. I know most of these are pretty old, but I wanted to add my opinion.
I think the best of all the cards is the Chime Card. I used AccountNow for about 5 years and even tho it states you get early direct deposit up to 2 days, it always came on Thursdays. When I switched to my Chime Card, it was really there two days early and still comes on Wednesdays, even though I have switched jobs.
You have the option of using two separate money saving options or both together. One rounds your purchases up to the next dollar and puts that money into the savings account, yes this card even offers a separate savings account that you can transfer money instantly from spending to savings or savings to spending. You can use both features, just one, or neither. The only two downsides is there is no option for mobile check deposit and there is no option for a joint account.
Will a cell phone take this card as a debit card they can take money put of once a month I tried with a prepaid card from cvs and was not allowed to use that card. I have been searching forever for an alternative I can trust, but so far Visa gift cards from giftcards2u. The best card for me and has been for years has been the Paypal prepaid card. I would never. They sent me a check for all my funds in the account, but it was a major inconvenience.
Also, not to mention that all merchants do not accept AMEX. Which is crazy since it is Chime is also great. I have a chime. Hi i have a family member who is serving in the military overseas. We are searching for a reloadable card were he can add funds to for me to use to pay his bills. Which card should I use. Ask him is there a chase bank weres hes located because to me this is the best prepaid cars to use. First its free to load money onto card no fees, also you can withdraw at any chase atm free of charge.
There is a small monthy fee of 4. Check it out. Best card for me. Your Name. Your Email. We may receive compensation when you click on links to those products or services. Credit Cards. Rob Berger Written by Rob Berger. Editor's note - You can trust the integrity of our balanced, independent financial advice. We may, however, receive compensation from the issuers of some products mentioned in this article.
Opinions are the author's alone, and this content has not been provided by, reviewed, approved or endorsed by any advertiser. I t is estimated that about 40 million Americans do not have a bank account. The reasons for this vary. For many, they are unable to qualify for a bank account because of past bounced checks.
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Any comments posted under NerdWallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise. Credit cards are the best helpers at this point. But you should know that the money on the credit card is taken as a loan from the bank. The banks set a limit for you and give you your credit card. You also use this card when necessary and pay when the due date is due.
Card may be used everywhere Debit Mastercard is accepted. Show More Cards. Back to top. Here we look at: What is a prepaid credit card and how does it work? Are prepaid cards safe? Is a prepaid card a bank account? Who should use a prepaid card?
Prepaid vs. What is a prepaid card and how does it work? What are the different types of cards? What is a prepaid card? Here are some of the most common types prepaid cards: General-purpose reloadable cards Gift cards Retail cards Transit cards Health savings account cards Payroll cards Government benefit cards How does a prepaid card work?
What is a debit card? Bank 2. What are the differences between a debit card and a prepaid card? What is a credit card? There are several types of credit cards, and many let you earn rewards on your spending and build or repair your credit history : Travel cards Travel cards Cashback cards Business cards Balance transfer cards Luxury cards Secured cards and other credit-builder cards How does a credit card work? What is a charge card? How does a charge card work?
Unlike a debit card, which is tied to a checking or savings account, your prepaid card stands alone with its own cash. Can be used for all manner of spending. Direct-deposit your paycheck. If the card has its own account number and routing number, you can direct deposit and auto debit through your prepaid card without a bank account.
Card Direct deposit features Walmart MoneyCard Mastercard Access money up to 2 days early with direct deposit Netspend Prepaid Mastercard With direct deposit, you can get paid faster than a paper check Control Prepaid Mastercard Get your tax refund direct deposited and no waiting in line to cash your check Manage your money. So, prepaid cards impose a type of financial discipline — to spend only what you have.
Credit cards, on the other hand, allow you to spend more than what you have. For some, the temptation is too great. Those users not only spend beyond their means but also finance their over-spending with high-interest debt. Click for full details. With no credit check, minimum balance, or activation fee, you can be making purchases with your new NetSpend card faster than other card options.
No Overdraft Fees on Card purchases. Get your tax refund direct deposited to your Card Account and stop waiting in line to cash your refund check! Card use is subject to activation and ID verification. Terms and Costs apply. Card may be used everywhere Visa debit card is accepted. If you only make a handful of transactions each month, you might be better off going with the pay-as-you-go plan with no monthly fee, but if you make lots of purchases, you should probably choose one of the plans with a monthly fee and unlimited transactions.
If people frequently pay you with Paypal, you can easily transfer those funds to the card. Earn cash back and personalized offers, just for using your card. With Direct Deposit, you can get paid faster than a paper check.
Card may be used everywhere Debit Mastercard is accepted. If you link the card to your PayPal account, you can get cash back and special offers from participating merchants. If you do your grocery shopping at Kroger, the largest supermarket chain in the U.
There are also transaction plan options that make it easier to prevent fees from adding up. Money can also be withdrawn easily and, as long as you use an in-network ATM, without a fee. Another way to avoid fees is with their unlimited monthly fee plan. The card can also be used internationally. The card doesn't charge any monthly, annual, or reload fees.
You can keep up with your balance on the Chase Mobile App. What we don't like : You can't use this card to make ATM withdrawals. What we like : Akimbo lets you create a separate prepaid card for each of your budget goals, and you can manage each card from within the Akimbo app. You can schedule weekly autoloads for recurring expenses. You can also disable and enable cards at any time from within the app, as well as receive text updates after each transaction.Rob Berger. The All-Access Account. Vray for sketchup 2016 64 bit free download with no ir balance required to open an Account. Get paid faster than a paper check with direct deposit. The All-Access Account has the benefits you get from a bank and more. Use it for purchases everywhere Visa debit cards are accepted in the U. Use the card to quickly and easily pay your cell phone, cable, internet, and most other utility bills. Limits apply. No purchase required. Other fees and limits apply. Subject to successful ID verification. See Cardholder Agreement for details. Whatever the reason, the unbanked often turned to expensive check cashing stores to cash their weekly paychecks. In addition to high cost, check cashing stores present several other problems to consumers. First, there is the question of security. Taking your paycheck to a check cashing store and dree out with hundreds of dollars free debit cards with money on it cash is like wearing a bulls eye on your back. Second, free debit cards with money on it is simply the question of inconvenience. The weekly trip to a check cashing store takes time and gas. The key to finding the right prepaid credit card is to find one that charges no fees or very small fees. Free debit cards with money on it prepaid cards charge various fees, but some of free debit cards with money on it waive some or all of the fees if you sign up for direct deposit. So here are the top free prepaid cards and low fee prepaid cards to consider. For prepaid debit cards, you load the card with money when you get it, then use it to make No monthly fees; free ATM network; instant transfers between cards. Credit Card Generator with money balance to USD. ✅ Create Amex, Visa, MasterCard and Debit card. Visa prepaid cards are easy to use and reloadable - Learn more about prepaid card featured benefits or how to buy a Visa prepaid card in. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the debit cards with a rewards structure, allowing you to rack up free groceries. There's also no fee to add money from a bank account. You'll have access to free online bill pay, fraud protection, and free early direct deposit. The card itself is. Learn about the Walmart MoneyCard prepaid debit card. for up to 4 additional members ages 13+, in the app; Send money, track Free cash reloads. Deposit. In contrast, a debit card draws money directly from your account to pay for account debit cards if the consumer qualifies for a free checking account and. CASH BACK! Plus 2% annual interest, free deposits, using the app, free ATM's and more! Unlimited Cash Back Bank Account Visa Debit Card by Green Dot Save up money in the Green Dot Bank High-Yield Savings Account! When you. You'll only ever be able to spend the money you've loaded onto your card, so there are no overdraft fees or interest charges to worry about. This. Generate RuPay Debit Card. Compare the following features when shopping around for a debit card for your kids:. April 24, at pm. You can fund with a bank account linked to the card or you can fund with cash at designated participating vendors. And WHAM…account suspended. I also had an order cancelled by them for items that were back ordered. You should try obopay. Call your local SSA office or and ask for it. Instant transfers. Create recurring or one-time chores with their own payout amount, and your child can mark them off the list as they're complete.